{"id":15461,"date":"2025-09-02T11:25:08","date_gmt":"2025-09-02T08:25:08","guid":{"rendered":"https:\/\/uusyrityskeskus.fi\/digital-startup-guide\/starting-a-business\/vakuutukset-yrittajalle-ja-liiketoiminnalle\/"},"modified":"2025-11-06T12:42:08","modified_gmt":"2025-11-06T10:42:08","slug":"insurance-policies-and-business-operations","status":"publish","type":"page","link":"https:\/\/uusyrityskeskus.fi\/en\/digital-startup-guide\/starting-a-business\/insurance-policies-and-business-operations\/","title":{"rendered":"Insurance policies for entrepreneurs and business operations"},"content":{"rendered":"\n
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Insurance policies for entrepreneurs and business operations<\/h1>\n<\/div>\n<\/div>\n\n\n\n
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Etusivu<\/a><\/span> \u00bb Digital Startup Guide<\/a><\/span> \u00bb The stages of establishing a company<\/a><\/span> \u00bb Insurance policies for entrepreneurs and business operations<\/span><\/span><\/div><\/div>\n<\/div>\n\n\n\n
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Insurance policies protect the entrepreneur and business from unexpected situations. Find out which policies are mandatory and which are recommended.<\/em><\/p>\n\n\n\n

Insurance policies are an essential part of business risk management. All entrepreneurs are usually obliged to take out YEL insurance that secures pension and other social security (e.g. sickness allowances and parental benefits). The YEL contribution amount is based on the estimated working income, so its correct level has a direct impact on the level of benefits.<\/p>\n\n\n\n

Depending on the nature of operations, other insurance policies may also be needed. Liability insurance covers damage caused to third parties and legal expense insurance covers the costs of litigation. If the company has premises, warehouses or equipment, you should consider property insurance. Personal insurance, such as accident and health insurance, can be particularly useful for self-employed persons without employees.<\/p>\n\n\n\n

Many insurance companies offer advice and discounts to new entrepreneurs, so comparing them is worthwhile. Your business advisor can also help you assess which insurance policies are necessary for your operations.<\/p>\n\n\n\n

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www.uusyrityskeskus.fi<\/a><\/p>\n<\/div>\n\n\n\n

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Helppo tapa tukea yritt\u00e4jyytt\u00e4.<\/h2>\n\n\n\n

Tarjoamme mainostilaa digitaalisessa ja fyysisess\u00e4 perustamisoppaassa monipuolisesti. Mainos- ja media -asioissa ole yhteydess\u00e4 vastuuhenkil\u00f6\u00f6mme: nita.vallimaki@uusyrityskeskus.fi<\/a>.<\/p>\n\n\n\n

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Katso mediakortti \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n
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\u2190 2.3. Accounting firm, bank and payment methods<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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2.5. Getting company contracts in order \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Need assistance?<\/h4>\n\n\n\n
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Book a consultation<\/a><\/div>\n<\/div>\n\n\n\n
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Download PDF guide<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n
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2. The stages of establishing a company<\/h4>\n\n\n\n
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  1. \nThe form of company matters<\/a>\n<\/li>\n\n
  2. \nRegister your company correctly<\/a>\n<\/li>\n\n
  3. \nAccounting firm, bank and payment methods<\/a>\n<\/li>\n\n
  4. \nInsurance policies for entrepreneurs and business operations<\/a>\n<\/li>\n\n
  5. \nGetting company contracts in order<\/a>\n<\/li>\n\n
  6. \nSafety and security mean quality and trust<\/a>\n<\/li>\n<\/ol>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Insurance policies protect the entrepreneur and business from unexpected situations. Find out which policies are mandatory and which are recommended. Insurance policies are an essential part of business risk management. 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