{"id":15429,"date":"2025-09-02T11:13:11","date_gmt":"2025-09-02T08:13:11","guid":{"rendered":"https:\/\/uusyrityskeskus.fi\/digital-startup-guide\/business-planning\/alkuvaiheen-rahoitus\/"},"modified":"2026-03-24T12:01:38","modified_gmt":"2026-03-24T10:01:38","slug":"initial-funding","status":"publish","type":"page","link":"https:\/\/uusyrityskeskus.fi\/en\/digital-startup-guide\/business-planning\/initial-funding\/","title":{"rendered":"Initial funding"},"content":{"rendered":"\n
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Initial funding<\/h1>\n<\/div>\n<\/div>\n\n\n\n
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Etusivu<\/a><\/span> \u00bb Digital Startup Guide<\/a><\/span> \u00bb Entrepreneurship starts with an idea<\/a><\/span> \u00bb Initial funding<\/span><\/span><\/div><\/div>\n<\/div>\n\n\n\n
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At the early stages, businesses often need funding. You almost always need to invest your own money, but you can also get support elsewhere.<\/em><\/p>\n\n\n\n

New entrepreneurs often need additional funding for early-stage investments, storage or working capital. The financing of a company is usually provided by three sources: self-financing by the entrepreneur, a loan and possible grants.<\/p>\n\n\n\n

Self-financing refers to your own savings or other assets (capital contribution) such as machinery, real estate or a car that can be used to support early-stage financing. In order to obtain a bank loan, an entrepreneur often needs collateral. Finnvera\u2019s Start Guarantee<\/strong> may be suitable for the new entrepreneur, and this may be a condition of the bank loan. Finnvera can also grant an entrepreneur loan in situations such as transfers of ownership.<\/p>\n\n\n\n

Economic Development Centres<\/strong> support development investments under certain conditions and regionally. In rural areas, Leader groups<\/strong> may also give grants to start-ups.<\/p>\n\n\n\n

All funding requires a clear business plan, realistic calculations and justifications for why this particular company is a profitable investment.<\/p>\n\n\n\n

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Links:<\/h4>\n\n\n\n

Finnvera:<\/strong>\u00a0https:\/\/www.finnvera.fi\/eng\/start-and-growth\/setting-up-a-company<\/a>
Economic Development Centres:<\/strong> Business financing \u2013 Economic Development Centres <\/a>
Leader<\/strong>: Rural business subsidies \u2013 Finnish Food Authority (in Finnish)<\/a><\/p>\n<\/div><\/div>\n\n\n\n

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www.uusyrityskeskus.fi<\/a><\/p>\n<\/div>\n\n\n\n

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Helppo tapa tukea yritt\u00e4jyytt\u00e4.<\/h2>\n\n\n\n

Tarjoamme mainostilaa digitaalisessa ja fyysisess\u00e4 perustamisoppaassa monipuolisesti. Mainos- ja media -asioissa ole yhteydess\u00e4 vastuuhenkil\u00f6\u00f6mme: nita.vallimaki@uusyrityskeskus.fi<\/a>.<\/p>\n\n\n\n

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Katso mediakortti \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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\u2190 1.3. Pricing of products\/services<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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1.5. Operations subject to authorisation \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Need assistance?<\/h4>\n\n\n\n
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Book a consultation<\/a><\/div>\n<\/div>\n\n\n\n
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Download PDF guide<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n
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1. Entrepreneurship starts with an idea<\/h4>\n\n\n\n
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    \n
  1. \nBusiness idea<\/a>\n<\/li>\n\n
  2. \nBusiness plan and calculations<\/a>\n<\/li>\n\n
  3. \nPricing of products\/services <\/a>\n<\/li>\n\n
  4. \nInitial funding<\/a>\n<\/li>\n\n
  5. \nOperations subject to authorisation<\/a>\n<\/li>\n\n
  6. \nPermits and notifications of a foreign citizen <\/a>\n<\/li>\n\n
  7. \nIs your company a startup?<\/a>\n<\/li>\n<\/ol>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"At the early stages, businesses often need funding. You almost always need to invest your own money, but you can also get support elsewhere. 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